If I want to buy a Daihatsu car in cash, what should I prepare?

Only prepare a photocopy of my KTP for vehicle registration (STNK & BPKB)

If I want to buy a car on credit, how much Down Payment (UM/DP) do I have to prepare?

In general, the minimum DP that must be prepared is 25%** of the On The Road price. **Especially for Credit with Banks, minimum DP is 30%.

What is meant by Total DP (TDP)?

TDP is the complete DP and includes
Instalments First*
Furthermore, from these additions, the Booking Fee that has been paid previously will be reduced, so it is called "Total DP".
*The first installment will be included in the Total DP only if the customer chooses the ADDM credit type ( The First Installment is paid in advance).

Where can I find out the Total DP, Installment and Tenor values for the type of Daihatsu vehicle I choose?

The salesperson will offer several Credit package options from several Leasing companies, in the form of an "Installment Price Table". These credit packages are usually updated periodically and adjusted to the conditions prevailing at that time.

Can I simulate for myself how much total down payment I have to pay and the installment value?

Yes, yes, please visit the Daihatsu website at http://www.daihatsu.co.id/products/credit and get the best simulation that suits your financial condition

Can I determine the DP value myself so I don't follow the offer is it in the "Installment Price Table"?

Yes, as long as the DP value is at least 25% of the On The Road (OTR) price for credit through a leasing company. Meanwhile, specifically for credit via banks, the minimum down payment is 30% of the OTR price.

What about the installment amount, if I determine the down payment amount?

Daihatsu salespeople will be happy to help make a simulation of calculating monthly installments, or please visit the Daihatsu website at http://www.daihatsu.co.id/products/credit and get the best simulation that suits your financial condition

If I determine the value monthly installments, is this possible?

Yes. The salesperson will simulate the calculation of the total DP value that must be paid with the desired installment value, or please visit the Daihatsu website page at http://www.daihatsu.co.id/products/credit and get the best simulation that suits your financial condition< /p>

How long of a credit period do I have to live with?

The credit period or what is usually called the Tenor can be chosen from 1 to 5 years*, *Depending on the Leasing company

Company What leasing companies offer credit facilities for Daihatsu cars?

Currently Daihatsu collaborates with several of the best leasing companies and banks in Indonesia, such as ACC, BCA Finance, Bank BCA, Adira, Mandiri Tunas Finance, Oto Finance , U Finance, Bank Panin and BRI

How do I determine the best leasing company for car loans?

Each leasing company has its advantages. Daihatsu salespeople will be happy to recommend leasing companies that are experienced in their field, flexible with a variety of attractive credit product choices, have a wide network for easy payments and are safe in guaranteeing your car's BPKB.

What is meant by ADDM and ADDB?

ADDM = First installment paid in advance, meaning, the first installment of the car loan is paid at the same time as the DP payment.
ADDB = First installment paid in advance, meaning, the first installment of the car loan is paid one month later , after payment of the DP
So that between ADDM and ADDB there is a difference in the payment period (tenor). For example, ADDM tenors are 11, 23, 35, 47 and 59 months. Meanwhile for ADDB the terms are 12, 24, 36, 48 and 60 months.

If I want to buy a car on credit, what should I prepare?

There are several "Credit Requirement Documents" and "Car Registration" which needs to be prepared as follows:
Individual

Photocopy of KTP of Applicant, Husband/Wife, Guarantor, STNK Applicant
Photocopy of Family Card
Photocopy of PBB/AJB/Girik Land Certificate
Financial data for the last three months.
Salary Slip or Income Certificate
Photocopy of NPWP
Practicing Permit (Doctor, Lawyer)
KIMS/KITAS (WNA) ~ Temporary Residence Permit Information
Self Reporting Certificate (WNA)< /li>
Power of Attorney to Make STNK

Company

Photocopy of KTP of Directors/Commissioners
Financial Data for the last three months
Photocopy of SIUP and TDP
Photocopy of NPWP
Photocopy of Deed of Establishment/Company Changes
Judicial Decree
Company Domicile Decree
Power of Attorney to Make STNK with Company Letterhead

*Make sure all documents are original and still valid

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After prepare the Credit requirements documents, what is the next process?

The Leasing Company or Bank will conduct a survey of the customer's ability to pay (to home, office or place of business). After carrying out an Analysis of the Customer's Payment Credit Capacity, the Leasing Company/Bank will determine approval Credit. If the credit is approved, Leasing/Bank will issue a contract letter. If it is not approved, the Daihatsu salesperson will submit a Credit application to another Leasing.

What do I need to pay attention to when signing the contract?

Some things to pay attention to are as follows:
* Make sure correct writing of name, address, type of car purchased, amount of monthly installments, tenor, due date
* Read carefully the payment method, as well as the conditions if there is a delay in payment, such as fines that will be charged to the customer
* Sign the Contract in the place that has been prepared

When do I have to pay the DP (DP Repayment)?

As soon as the contract is signed and the car unit is available (ready stock) at the showroom where you ordered the car , make the DP payment to the Daihatsu "Official Account" and make sure you get Proof of DP Repayment. The next process, you just have to wait for the new car to arrive and make sure you get a photocopy of the Credit Contract Letter from the Leasing company/Bank.

After the new car arrives, where should I pay the installments?

Each Leasing/Bank company has a network for paying credit installments, such as through the Branch Office of the Leasing/Bank company, ATM, Mobile/Internet Banking, Standing Instruction, Giro/Check, etc. Make sure you get an explanation from the salesperson or Customer Marketing Officer of the leasing company when signing the contract.

If it's time to renew your STNK, what should I do?

Please come to the leasing company branch office to STNK extension process.

What are the advantages of buying a car on credit compared to buying a car in cash?

By buying a vehicle on credit, you can allocate your funds for other needs.

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