Can Jasa Raharja Money Be Withdrawn? Here’s the Explanation!

For you or your family who are victims of traffic accidents, understanding whether the Jasa Raharja compensation can be claimed is essential to know. Because many people may not fully understand it.

As is known, the rate of traffic accidents in Indonesia, especially on land, is quite high. In addition, sometimes the losses or risks incurred due to these accidents are not small.

That is why it is important to be increasingly aware that the existence of insurance is quite crucial. One of the insurances that must be considered is the use of Jasa Raharja.

Can Jasa Raharja Compensation Be Claimed?

Most of you, especially the general public, must have asked whether the Jasa Raharja compensation can be claimed, right? The existence of this insurance can actually be claimed if the policyholder experiences an accident.

However, it should be noted that not all accidents will be guaranteed by this insurance company. Only accidents involving two parties, whether it is two vehicles or a vehicle with a pedestrian or similar cases.

If there is a single-vehicle accident from a private vehicle, it is not included in the scope of Jasa Raharja. However, if a single accident occurs on public transportation, then compensation is entitled to be received.

The amount of compensation that will be given usually depends on the risk of the victim or the type of vehicle. That is why, the amount of compensation may vary from one accident case to another.

How Long Does It Take for Jasa Raharja Compensation to Be Disbursed?

In addition to the above question, regarding how long the compensation will be disbursed is also still confusing. The duration for the funds to be disbursed will depend on the documents or files needed when making a claim.

Nevertheless, the management has set a target for the speed of compensation service for victims who died at the scene to be 3 days after the accident. Meanwhile, for the submission, it is 1 hour after the documents are complete.

Documents Required When Submitting Compensation

After reporting the accident to the relevant authorities, the public can submit a compensation claim to the nearest Jasa Raharja office. Later, you will be required to complete several documents, including:

Compensation claim form
Brief description form regarding the accident
Victim's health condition form
Heir's statement if the victim has died
Police report including the scene sketch
Valid receipt of treatment and medication costs from the hospital
Copy of the victim's ID card.

The documents above may have slight differences depending on the risk of the accident experienced. That is why it is important to know the requirements directly from Jasa Raharja.

Benefits of Jasa Raharja Traffic Accident Insurance

The existence of this accident insurance has indeed been relied upon by traffic users in the country. This is because there are several benefits that victims can obtain, including:

Receiving Compensation According to Risk

The first benefit that can be obtained is certainly receiving compensation according to the risk of the accident victim. The compensation ranges from Rp500,000 to Rp50,000,000, which will be given according to the provisions.

Availability of Online Services

No need to worry because Jasa Raharja will provide online services 24 hours. With this method, you can report anytime to quickly receive the benefits.

The risks in traffic are indeed numerous, including accidents that can occur at any time. That is why having insurance is mandatory, including for users of Daihatsu vehicles.

By having Jasa Raharja insurance, it turns out to provide several benefits for you. Now you know whether the Jasa Raharja compensation can be claimed? Make sure to understand the requirements and documents first.