Tips Sahabat

Need to Sell a Car While Still Under Loan? Here are the Tips!

09 April 2025
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Having a personal vehicle, especially a car, provides advantages in daily life. Using a car is considered more efficient when going out with family, as it can save travel costs. Many people eventually take out car loans if they want to own a car quickly. But don't worry, you can still sell the car while it's still under loan.

If you're still confused about how to do it, here we summarize the review.

Here’s How to Sell Your Car While Still Under Loan

Currently, many people buy cars easily. How could it not be? You can make payments through leasing with a predetermined term. Of course, if you use leasing, there are risks, especially if you cannot make monthly payments. The leasing party will reprimand you, and the car could be repossessed for failure to pay monthly.

It is not uncommon for many people to resign when the car is eventually taken by the leasing party. However, you actually don't need to worry, because now there is a solution to prevent your car from being repossessed by the leasing party.

Here are ways you can sell your car while still under loan:

1. Sell to a Used Car Dealer

Selling a financed car to a used car dealer is a solution that not many people know about. However, there are several things you must know as a seller of a financed car. Among them is that you have made payments on the car loan for 6 months. Also, pay attention to your potential buyer, make sure the offered price is not too low so that you do not incur losses later.

Then afterwards, you can contact the leasing that is available in the procedure. Never attempt to over credit without the knowledge of the leasing party. Because it will ultimately harm you. If the owner's name is still in your name, the leasing party will continue to pursue and collect the car installments.

2. Car Loan Refinancing

Another way to sell your car while still under loan is through refinancing. This means you can transfer the car loan to another leasing company. So, the remaining installments with the current leasing will be paid off with the new leasing, and the same goes for the subsequent process. Thus, the installments will be paid to the new leasing.

There are things to consider if you want to use this method, which is to know the loan interest rates. You can benefit by looking for information regarding lighter loan rates than the old loan rates. This can be done through searching on the internet or directly asking other car leasing companies.

The good news is that applying for refinancing will be much easier if you are an old customer with a credit payment history that is always on time without ever being late. Selling your car while still under loan is not a difficult thing, but you must always be meticulous and careful to avoid the risk of default after refinancing.

How about it, friends, after reading the discussion? Don't worry anymore if your financed car cannot be sold. Because every problem surely has a solution. Follow these methods to avoid losses. Especially to the point of having the car repossessed by the leasing party.

If you are curious about various other tips related to selling a car while still under loan, you can contact us directly through the official page of Daihatsu. We also provide various other tips that can be beneficial for you. And always consult any issues related to your car before selling it to us, so that the car can be sold in almost new condition again.

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