How to Easily Claim Car Insurance, Auto Approved
Still not knowing how to claim car insurance easily and without hassle? If so, you need to read this review until the end. Knowing how to do car insurance yourself turns out to be quite crucial.
Because making a claim can provide protection for your vehicle as well as your finances. Moreover, the risks of accidents or theft can be minimized by obtaining protection in the form of insurance.
If you want the claims process to be quick and efficient, you must know how to do it first. Starting from the required documents to some important tips are below.
Documents and Requirements for Insurance Claims
Before you know how to make a claim, you must understand what documents and requirements must be met first. Below are some documents and requirements so that the claims process can proceed easily and quickly.
- Completed insurance claim form
- Copy of the insurance holder's ID card
- Copy of the insurance holder's driver's license
- Copy of the vehicle registration certificate
- The cause of the loss must be in the insurance policy
- The insurance policy must still be active
- The loss must occur during the active period of the policy
- All main and additional documents required must be fulfilled.
The documents and requirements above are generally similar from one insurance to another. However, to minimize errors, you should ask the insurance provider first.
Read Also: Here Are the Types of Vehicle Damage Covered by Insurance
How to Easily Claim Car Insurance
At this point, you must be curious about how to claim car insurance, especially for Daihatsu car owners. Below are several ways to make a claim that need to be understood well.
Claims Must Match the Risk
After preparing the necessary documents above, you must ensure that the claim matches the insurance. Also, make sure to understand well what the differences are among the various types of insurance.
In general, car insurance is divided into 2 types: Total Loss Only and All Risk. That is why it is important to make claims based on the correct risk.
Contact the Insurance Company
First, you need to ensure that the additional documents requested are complete. After experiencing an accident or risk as per the policy, you must immediately contact the company.
Whether contacting in writing or directly, it should be done no later than five days after the accident or loss. Provide complete information to the company according to the chronology.
Prepare Documents from Third Parties
Documents from third parties are optional, especially if the loss was caused by a third party. This additional document is usually useful to complete the administrative requirements, and ensure that the third party is also willing to sign the document.
Include All Evidence and Documentation
To ensure that the claims process can proceed quickly, you need to include evidence and documentation. Documentation can be in the form of photos or videos to provide details of the loss to the relevant parties.
Fill Out the Claim Form and Conduct an Interview
Next, you can fill out the claim form and do your best to fill it out according to the facts. After that, you can proceed with an interview with the insurance party.
The existence of car insurance is quite important as it can minimize losses. Moreover, losses due to accidents or vehicle theft can be quite significant.
Read Also: What is TLO Insurance? Check Its Function, Benefits, and Premiums
As a car insurance user, it is very important to know how to make a claim. For Daihatsu car users, make sure to understand how to claim your beloved car insurance right now.