Trusted Sharia Leasing Companies in Indonesia
The list of sharia leasing is something that is currently being sought by the public. This is because people are starting to trust the system implemented by sharia leasing.
Unlike conventional leasing, sharia leasing does not apply an interest system at all. This is certainly good news for those who need leasing services without having to incur interest.
Sharia leasing in Indonesia is now quite numerous. You need to be able to choose which ones are trustworthy. Fortunately, we have a list of trusted sharia leasing in Indonesia. So, you don't have to be confused about which sharia leasing you can rely on later. The list of sharia leasing is as follows:
BAF Syariah
In addition to having conventional leasing, BAF has also expanded by establishing sharia leasing. The establishment of sharia leasing itself was done in response to the high demand from the public for this service. BAF Syariah provides two services: sharia funds and motor vehicle financing.
Specifically for the second service, BAF Syariah only serves financing for two-wheeled motor vehicles. There are only a few brands of two-wheeled vehicles that will be served by BAF Syariah.
If you take the motor vehicle financing service, you can use it for a certain period of time, whether short-term or long-term.
FIF Syariah
Like BAF, FIF is also a conventional leasing company that has opened a sharia line. FIF's sharia line has one sharia service product that you can use. Amitra is the product in question.
This product is specifically for those who wish to perform Umrah. There are two advantages if you take this special Umrah service product.
First, prospective Umrah participants do not need to save and wait a long time to perform Umrah. Second, Umrah participants can depart immediately by only paying a down payment.
You can obtain these two benefits from Amitra because FIF Syariah has already paid for the Umrah costs in advance. Not only Amitra, FIF Syariah also offers several other service products, such as new motorcycle credit, electronic goods, and micro-scale loans.
Alif Finance
This institution under PT Al Ijarah Indonesia Finance offers various types of service products. Ranging from commercial services for business purposes to consumer services such as cars and motorcycles. All products offered by Alif Finance can be obtained with the Ijarah Muntahla Bittamlik (lease-to-own) scheme.
ACC Syariah
This one is a sharia leasing institution under PT Astra Sedaya Finance. This sharia leasing institution is very suitable for those who want sharia car financing.
Various products and conditions of cars can be obtained at this sharia leasing institution, whether new or used. ACC Syariah currently uses the murabahah contract (buy-sell system) as the scheme they apply.
CITIFIN Multi Finance Syariah
The last sharia leasing institution on this list is an old player in the sharia leasing world. Established since 1989, this sharia leasing offers easy financing products for both new and used cars.
This sharia leasing institution also offers multi-purpose services for its consumers. Currently, CITIFIN has 23 branches spread across the country.
That is the list of trusted sharia leasing in Indonesia. For those who want to finance a car, loans, or other needs in a sharia manner, do not hesitate to visit the sharia leasing institutions mentioned above.
Author: Anggie Warsito
