How to Check Balance & Top Up e-Money for Smooth Transactions

The use of electronic money (e-money) is becoming increasingly popular in the digital era. Now, transactions such as payments for tolls, parking, commuter lines, and LRT have become easier and more efficient without the need to carry cash. Various banks, such as Bank Mandiri, BRI, and BNI, provide e-money services with features that facilitate users.

However, users often do not realize the remaining balance on their cards. This can hinder transactions, especially in urgent situations. To avoid obstacles, make sure your e-money balance is always sufficient. Fortunately, checking the balance and topping up can now be done directly through a smartphone that supports Near Field Communication (NFC) without having to go to an ATM or minimarket.

Here is a practical guide to check your balance and top up e-money using a smartphone.

How to Check Mandiri e-Money Balance with NFC Phone

1. Ensure Your Phone Supports NFC
   Before starting, check if your smartphone has NFC capability. NFC allows the phone to read e-money cards.

2. Use the Livin' by Mandiri App
   If your phone supports NFC, download and register an account on the Livin' by Mandiri app.

3. Steps to Check Balance:

   • Open the Livin' by Mandiri app and log in to your account.
   • Select the e-money icon in the main menu.
   • Place the e-money card on the part of the phone that supports NFC (usually at the back or front).
   • Hold the card until the process is complete, and the balance will appear on the screen.

How to Top-Up e-Money with Livin' Mandiri

In addition to checking the balance, the Livin' app also allows you to top-up e-money easily. Here are the steps:

1. Log into the App
   Log into the Livin' by Mandiri app on your phone.

2. Select Top-Up Amount

   • Place the e-money card on the NFC-supported phone.
   • Select the desired top-up amount, for example, Rp20,000, Rp50,000, or more.

3. Update Balance
   After selecting the amount, hold the e-money card on the phone until the balance update process is complete.

4. Transaction Successful
   Once the balance has been successfully updated, your card is ready to be used for various transactions.

Read Also: How to Fill E-Toll via BCA Mobile Banking and Other Methods

Benefits of Using e-Money

1. Fast and Convenient Transactions
   No need to hassle with cash or look for change.

2. Multifunctional
   E-money can be used for various needs such as toll payments, public transportation, parking, and shopping.

3. Accessible Anytime
   With NFC technology and mobile apps, you can check your balance and top up anywhere.

4. Safe and Secure
   Reduces the risk of losing cash while traveling.

Read Also: Pay Tolls with Flo, Here's How to Use, Register, and Get Stickers

Tips for Smooth Transactions with e-Money

• Always check your balance before leaving, especially if you will be using tolls or public transportation.
• Make sure the Livin' app is updated to the latest version to avoid errors.
• Bring a backup e-money card if possible, just in case.

With these simple steps, you can enjoy transactions that are more smooth, safe, and practical using e-money.